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Make sure you keep copies
of all letters, invoices, etc. from your insurance company and
doctor's office. Also note carefully all medical procedures and the
dates they were performed. Having all this information close at hand
will come in handy if you have insurance claims. We suggest that you
start a new
medical folder at the beginning of each policy year. Keep records of
all medical bills, charges, procedures, etc. for that year in this
folder. This way you will
be able to know how close you are to reaching your deductible. When
you submit a claim also send copies of all receipts. Keep the
originals for your files.
Remember--sloppy record keeping can affect your payback on claims
and also cause a great waste of time. |