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Even if you qualify for Part A without paying a premium,
you must pay for Part
B if you want it. There is a monthly premium associated with Part B
coverage. Part B covers care outside of hospitalization such as
physician/surgeon services, outpatient services, ambulances,
physical therapy, mental health, and some medical supplies and
equipment. Part B does not cover routine checkups, hearing aids, or
other “extras.”
As baby boomers reach their golden years, programs like Medicare may
not be able to bear the strain of the sheer number of people
requiring all types of medical care. |