WESTERN INTERNATIONAL UNIVERSITY
International Students

INTERNATIONAL STUDENT INSURANCE REQUIREMENTS FOR WIU STUDENTS IN ARIZONA

Due to the high cost of medical care in the USA, major medical insurance coverage is mandatory for all students attending the University from other countries. Coverage must be obtained immediately upon arrival at the University. A minimum, six-month policy must be obtained from the WIU - preferred provider (Good Neighbor Insurance, Inc). The International Program Liaison (IPL) will assist students in obtaining this insurance upon arrival. Coverage must be maintained throughout the course of study at WIU. Coverage must include:

Minimum dollar coverage of $250,000
Outpatient Care Coverage (Doctor Visits, Outpatient Surgery)
Hospitalization
Medical evacuation and / or repatriation benefit
Basic Spread Sheet of Major Medical Benefits

This requirement must be maintained, and is monitored by the University throughout the students’ attendance at WIU.

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INTERNATIONAL SHORT-TERM HEALTH
INSURANCE PLANS

1. HTH GLOBAL STUDENT HEALTH

Provides $250,000 of coverage per incident; Exceeds J1-visa requirements;
Designed for International Students studying in the U.S.

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Do not select US Students Abroad plan since is does not meet WIU requirements. You may choose Global Student USA and Global Student USA Preferred.

2. MNU STUDENT SECURE HEALTH PLAN (StudentSecure^SM)

Exceeds J1-visa requirements;
Designed for International Students studying in the U.S.

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3. SC LIAISON STUDENTS

Exceeds J1-visa requirements;
Designed for International Students studying in the U.S.

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4. IMG STUDENT PATRIOT EXCHANGE

Provides worldwide medical insurance for international students.

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Please choose only $250,000 or $500,000 per illness option per WIU requirements.

International short-term health insurance can become effective in less than 24 hours. It is used primarily for those traveling and studying in the United States; covers medical care, medical evacuation, return of mortal remains, Accidental Death and Dismemberment as well as other benefits.

ARIZONA HEALTH INSURANCE PLANS

For a longer term commitment to health coverage of 6 months or more you may want to choose a local Arizona health plan that has copays and prescription copay coverage. Please note that you will need go through underwriting which will take an average of two weeks and if one has certain medical conditions may get declined. You may apply online or download the application and mail it to us at GNI.

Health Net, Lifewise, Blue Cross Blue Shield,
UHC Golden Rule

INTERNATIONAL LONG TERM / CAREER PLAN

HTH GLOBAL CITIZEN

Coverage for inside and outside the US.
Co-pays, Rx co-pays, cash less claims in the US and outside the US
Network in the US is Beech Street
Underwritten by UNICARE Life & Health rated A- (Excellent) by A.M. Best
Only 6 month wait on PRE-X conditions then covered up just like new medical issues
Health Savings Plan (HSA) plan as an option
Maternity Benefits: After 12 months of coverage.
May apply using Pennsylvania, California or Texas residential address (If wanting to use other states please contact: 480.633.9500).