BOOMER TRAVEL INSURANCE COMPARISION CHART
BOOMER MEDICAL AND TRIP CANCELLATION INSURANCE PLANS
Three Easy Steps:
- Choose a rate you like
- Check plan benefits below
- Click on the plan you want
- Apply Online for Travel Insurance
- Prompt Confirmation of Coverage
- Medical ID Card Emailed at Once
- May use these plans without trip cancellation option (Enter 0 for quote excluding trip cancellation benefit)
BOOMER RATE COMPARISION CHART
| HTH Excursion $500 deductible $50,000 med max |
HTH Voyager $500 deductible $50,000 med max |
Travel Guard Gold
$0 deductible $50,000 med max |
HTH Trip Protector $0 deductible $500,000 med max |
|
| AGE | Daily Rate/Monthly Rate | Daily Rate/Monthly Rate | Trips up to 30 days | Monthly Rate |
| 40-49 | $1.88 / $56.40 | $1.88 / $56.40 | $54 | $111 |
| 50-59 | $3.18/ $95.40 | $3.16 / $94.80 | $54 | $179 |
| 60-64 | $3.98/$122 | $3.62 / $109 | $68 | $179 |
| 65-69 | $4.32/130 | $4.55 / $137 | $68 | $179 |
| 70-74 | $6.50/195.30 | $7.22 / $217 | $88 | $253 |
BOOMER BENEFIT COMPARISION CHART (1)
| Excursion | Voyager | Travel Guard Gold | Trip Protector | |
| Medical Coverage | Yes | Yes | Limited (may upgrade) |
Yes |
| Medical Evacuation | Yes | Yes | Yes | Yes |
| Coverage Must Originate in the USA | Yes | Yes | Yes | Yes |
| Covers All Pre-Existing Conditions | Yes(5) | Yes (if during initial trip deposit) |
Yes(5) | |
| Limited Pre-Ex Condition Coverage | Yes | |||
| Coverage for Travel in USA(2) | Yes | Yes | ||
| Terrorism Coverage | Yes | Yes | Yes | Yes |
| Ambulance Service | Yes | Yes | Yes | Yes |
| Accidental Death & Dismemberment | Yes | Yes | Yes | Yes(6) |
| Repatriation of Remains | Yes | Yes | Yes | |
| Trip Cancellation Option(3) | Yes | Yes | ||
| Trip Interruption | Yes | Yes | ||
| Baggage and Personal Effects | Yes | Yes | Yes (best) | Yes |
| Unlimited Number of Trips per Year | Yes | |||
| Must Have ‘Primary Health Plan’(4) | Yes | Yes | ||
| Trip Duration (no longer than) | 6 months | 6 months | Up to 1 year | 180 days |
| Age Limit | 84 | 74 | No age limit | 84 |
(1) In order to get fuller explanation of benefits please read the benefit sections that will be displayed when you apply for coverage.
(2) Coverage begins 200 miles from primary residence.
(3) If you do not wish ‘Trip Cancellation’ when purchasing type in $0 in quote box.
(4) Primary Health Plan: A Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan.
(5) Pre-existing conditions are covered if the policy is purchased within 24 hours of the last payment for the trip. The insured must be able to travel at the time of purchase, e.g. can’t be in the hospital or incapacitated at home. The coverage for pre-ex begins outside of the zip code of your residence. The booking for the Covered Trip must be the first and only booking for this travel period and destination.
(6) Air flight accident coverage only.
Insurance Policy Information: International Travel Insurance with International Health Insurance
