THIRD COUNTRY NATIONALS / LOCAL NATIONALS SERVING IN EMERGING MARKETS

 

INTERGLOBAL INTERNATIONAL CAREER MEDICAL INSURANCE

  • Great plan for:
    1. Local nationals. An example would be an Indonesian citizen residing in Indonesia
    2. Third Country Nationals. An example would be a Singaporean citizen residing in South Africa
    3. Expatriate. An example would be a U.S. citizen residing in Malaysia
  • British / European based international medical cover – three areas of cover
    • Europe
    • Worldwide excluding U.S.
    • Worldwide
  • All important medical coverage to also include medical evacuation, repatriation for entire family should a member become critically ill, and many more benefits.
  • The financial bonus on every plan of only paying for the first child and having the second, third, and fourth child go premium free
  • Five plans to choose from
  • Best International PMI Provider for the last three years (2009, 2010, 2011)
  • Plans cover individual, families, and corporate or affinity groups who have a need for quality international private medical insurance cover


CLARIA INTERNATIONAL CAREER MEDICAL INSURANCE

  • Application must be completed and submitted while outside the U.S.
  • Best for Third Country Nationals/Local Nationals:
    • Perfect plan for 3rd country nationals serving in their home country
    • Example: A Thai national living in Thailand
  • Great for U.S. citizens residing outside the U.S. with U.S. coverage included for visit or elective treatment.
  • Maternity benefits packaged in the Sky and Sun coverage
  • If you stay in your country of residence for inpatient medical care there are financial incentive
    • Cash incentive
    • Deductible waivered if you have chosen the deductibles from $250 up to $2500
  • If you have another health plan while on the Claria plan then the Claria plan will be your secondary insurance
  • CIBC of Canada is the reinsurer