CERTIFICATES OF INSURANCE AND PRE-EXISTING CONDITIONS

CERTIFICATES OF INSURANCE

The Health Insurance Portability and Accountability Act (HIPAA) passed by the federal government provides more protection for the insured individual. The act provides for a “Certificate of Insurance” for the insured. One of the ways to make sure that pre-existing conditions are covered with group insurance is to provide the new insurance company with a “Certificate of Insurance.”

INTERNATIONAL HEALTH INSURANCE CERTIFICATES AND HANDLING OF PRE-EXISTING CONDITIONS

IMPORTANT INFORMATION SUBMITTING CERTIFICATE OF INSURANCE
  1. IMPORTANCE OF SUBMITTING COIs WITH GROUP APPLICATION
  2. PRE-EXISTING CONDITION COVERAGE FOR NEW ENROLLEES
  3. GROUP COVERAGE WITH PRE-EXISTING CONDITIONS
  4. VALID COI CERTIFICATE OF CREDITABLE COVERAGE
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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

INTERNATIONAL AND OVERSEAS GROUP HEALTH INSURANCE