CERTIFICATES OF INSURANCE AND PRE-EXISTING CONDITIONS

CERTIFICATES OF INSURANCE

The Health Insurance Portability and Accountability Act (HIPAA) passed by the federal government provides more protection for the insured individual. The act provides for a “Certificate of Insurance” for the insured. One of the ways to make sure that pre-existing conditions are covered with group insurance is to provide the new insurance company with a “Certificate of Insurance.”

INTERNATIONAL HEALTH INSURANCE CERTIFICATES AND HANDLING OF PRE-EXISTING CONDITIONS

IMPORTANT INFORMATION SUBMITTING CERTIFICATE OF INSURANCE
  1. IMPORTANCE OF SUBMITTING COIs WITH GROUP APPLICATION
  2. PRE-EXISTING CONDITION COVERAGE FOR NEW ENROLLEES
  3. GROUP COVERAGE WITH PRE-EXISTING CONDITIONS
  4. VALID COI CERTIFICATE OF CREDITABLE COVERAGE