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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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CHOOSING A HEALTH INSURANCE PLAN-- WHAT TO LOOK
FOR
CHOOSING A HEALTH PLAN
AVOID BEING DECLINED FOR HEALTH INSURANCE
CONTROLLING UNBEARABLE INSURANCE RATES
SPLITTING POLICIES--A WAY TO SAVE MONEY
HOW LARGE A DEDUCTIBLE SHOULD I CHOOSE?
HIGH OR LOW DEDUCTIBLES--WHAT'S BEST?
WANT TO SAVE MONEY? CHOOSE A HIGH DEDUCTIBLE
HOW MUCH SHOULD I REVEAL ON MY APPLICATION?
AUTOMATIC CREDIT CARD DEDUCTIONS
THE
LARGE PRINT GIVETH, THE SMALL PRINT TAKETH AWAY
WHEN SHOULD I
SUBMIT MY INSURANCE APPLICATION?
FINALLY! CAREER
HEALTH INSURANCE FOR SINGLE WOMEN
THE WISDOM OF A
HIGH DEDUCTIBLE
OPTIONS FOR
COVERAGE OF PRE-EXISTING CONDITIONS
“STRONG” & “WEAK” CAREER
INTERNATIONAL HEALTH PLANS
MEDICAL
EVACUATION – HOW MUCH COVERAGE DO WE NEED?
LOW
DEDUCTIBLE. HIGH DEDUCTIBLE. WHAT’S BEST?
FOUR
DIFFERENT TYPES OF CAREER HEALTH INSURANCE PLANS
WHAT TO LOOK FOR
WHEN RATES ARE TOO GOOD TO BE TRUE
HEALTH INSURANCE
COVERAGE HERE, THERE, OR HERE & THERE?
TEN REASONS TO
PURCHASE GLOBAL CITIZEN.
WHEN IS A PLAN WITH
A STRICT PRE-EXISTING REQUIREMENT A GOOD IDEA?
HEALTH RATES IF
COVERAGE IN THE USA IS EXCLUDED
WHEN SHOULD I SUBMIT MY INSURANCE APPLICATION?
When should you submit your insurance application? We had one person call us
from a pay phone in the airport and apply for coverage just before her plane
was to depart. We don’t advise that.
For short-term individual plans and team plans try to get your application
in two weeks before you leave. This enables the insurance company to mail
you your medical ID card, policy, and letter of confirmation. You can also
apply for your short-term plans up to three or four months before you go if
you wish.
Most career insurance plans will provide one month’s coverage in the USA
before you leave. If you are interested in being covered with insurance
during those last 30 days before you depart for overseas, then you can apply
for your career plan 60 days before you leave. The principle is that
international insurers will not accept an application that has been signed
more that thirty days before the effective date of the coverage. But it is
important to submit your career plan within 30 days of your effective date.
Your application will have to go through underwriting, and the insurance
company may ask for medical records. Often this can take weeks.
Our goal is to have your medical insurance approved and get your medical ID
cards and policy to you before you leave the USA. We can only do that if you
plan ahead and apply early, thereby giving us ample time to clear your
application with the insurance company.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |