CHOOSING AN INSURANCE PLAN - DECLINED FOR HEALTH INSURANCE
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below
AVOID BEING DECLINED FOR HEALTH INSURANCE
Many insurance applications ask: Have you ever been declined when applying for health insurance? It is good to avoid being declined so that you will never have to say “Yes” to that question. The best way to avoid a declination is to “Pre-qualify.” Good Neighbor Insurance provides an electronic “Pre-qualifying Medical Questionnaire” that you can fill out and return to us. We then run this by the various insurance companies to see how they will handle your application. If one company says that you might or would probably be declined if you applied, you can avoid applying for insurance with that company and thus avoid being declined.
It is always best to fill out the “Pre-qualifying Medical Questionnaire” for it aids us in giving you appropriate advice about what plans will give you the best coverage. If you are interested in seeing if you qualify for career health insurance plans, let us know. Of course, you never have to pre-qualify for short-term plans. They are “guarantee issue” plans that ask no medical questions. You are automatically covered once you submit your application to the insurance company.
Go Back To: Library of International Medical and Health Insurance Information and Resources
Insurance Policy Information: International Travel Insurance with International Health Insurance
"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"
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Gilbert, AZ 85296, USA
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