CHOOSING AN INSURANCE PLAN - STRICT PRE-EXISTING REQUIREMENT

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

• CHOOSING A HEALTH INSURANCE PLAN-- WHAT TO LOOK FOR
• CHOOSING A HEALTH PLAN
• AVOID BEING DECLINED FOR HEALTH INSURANCE
• CONTROLLING UNBEARABLE INSURANCE RATES
• SPLITTING POLICIES--A WAY TO SAVE MONEY
• HOW LARGE A DEDUCTIBLE SHOULD I CHOOSE?
• HIGH OR LOW DEDUCTIBLES--WHAT'S BEST?
• WANT TO SAVE MONEY? CHOOSE A HIGH DEDUCTIBLE
• HOW MUCH SHOULD I REVEAL ON MY APPLICATION?
• AUTOMATIC CREDIT CARD DEDUCTIONS
• THE LARGE PRINT GIVETH, THE SMALL PRINT TAKETH AWAY
• WHEN SHOULD I SUBMIT MY INSURANCE APPLICATION?
• FINALLY! CAREER HEALTH INSURANCE FOR SINGLE WOMEN
• THE WISDOM OF A HIGH DEDUCTIBLE
• OPTIONS FOR COVERAGE OF PRE-EXISTING CONDITIONS
• “STRONG” & “WEAK” CAREER INTERNATIONAL HEALTH PLANS
• MEDICAL EVACUATION – HOW MUCH COVERAGE DO WE NEED?
• LOW DEDUCTIBLE. HIGH DEDUCTIBLE. WHAT’S BEST?
• FOUR DIFFERENT TYPES OF CAREER HEALTH INSURANCE PLANS
• WHAT TO LOOK FOR WHEN RATES ARE TOO GOOD TO BE TRUE
• HEALTH INSURANCE COVERAGE HERE, THERE, OR HERE & THERE?
• TEN REASONS TO PURCHASE GLOBAL CITIZEN.
• WHEN IS A PLAN WITH A STRICT PRE-EXISTING REQUIREMENT A GOOD IDEA?
• HEALTH RATES IF COVERAGE IN THE USA IS EXCLUDED

WHEN IS A PLAN WITH A STRICT PRE-EXISTING REQUIREMENT A GOOD IDEA?

Remember that one way insurance companies keep their rates down is by limiting coverage for pre-existing conditions. So if a company has strict pre-existing guidelines and/or really limit coverage for pre-existing conditions, they are doing so to keep their costs low. If you are healthy and have no pre-existing conditions that are of concern to you, then that is the time to take out such a policy. Since you have no pre-existing conditions everything will be covered.

Some companies will put a two- or three-year rider on a pre-existing condition. That is always better than long-term limited coverage for a pre-existing because you know that when that time period is past, your pre-existing condition will be covered. If your pre-existing is not giving you any problem and your doctor says that it should not bother you for a long time, then you might feel okay to take out a plan that would put a two- or three-year rider on that pre-existing condition.

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