LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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CHOOSING AN INSURANCE PLAN

CHOOSING A HEALTH INSURANCE PLAN-- WHAT TO LOOK  FOR
CHOOSING A HEALTH PLAN
AVOID BEING DECLINED FOR HEALTH INSURANCE
CONTROLLING UNBEARABLE INSURANCE RATES

SPLITTING POLICIES--A WAY TO SAVE MONEY
HOW LARGE A DEDUCTIBLE SHOULD I CHOOSE?

HIGH OR LOW DEDUCTIBLES--WHAT'S BEST?
WANT TO SAVE MONEY? CHOOSE A HIGH DEDUCTIBLE
HOW MUCH SHOULD I REVEAL ON MY APPLICATION?
AUTOMATIC CREDIT CARD DEDUCTIONS

THE LARGE PRINT GIVETH, THE SMALL PRINT TAKETH AWAY

WHEN SHOULD I SUBMIT MY INSURANCE APPLICATION?

FINALLY! CAREER HEALTH INSURANCE FOR SINGLE WOMEN
THE WISDOM OF A HIGH DEDUCTIBLE

OPTIONS FOR COVERAGE OF PRE-EXISTING CONDITIONS
“STRONG” & “WEAK” CAREER INTERNATIONAL HEALTH PLANS

MEDICAL EVACUATION – HOW MUCH COVERAGE DO WE NEED?

LOW DEDUCTIBLE. HIGH DEDUCTIBLE. WHAT’S BEST?
FOUR DIFFERENT TYPES OF CAREER HEALTH INSURANCE PLANS

WHAT TO LOOK FOR WHEN RATES ARE TOO GOOD TO BE TRUE
HEALTH INSURANCE COVERAGE HERE, THERE, OR HERE & THERE?
TEN REASONS TO PURCHASE GLOBAL CITIZEN.
WHEN IS A PLAN WITH A STRICT PRE-EXISTING REQUIREMENT A GOOD IDEA?
HEALTH RATES IF COVERAGE IN THE USA IS EXCLUDED 

HIGH OR LOW DEDUCTIBLES--WHAT'S BEST?

High deductible plans are more cost-effective, thus they are better if you are basically a healthy person.  I am in my early 60s, and have not been in a hospital for over 30 years.  If the difference in the premium between a $500 and $5,000 deductible was only $100 (and usually it is more), a $5,000 deductible would have saved me $36,000 over that 30-year period.  That money could have been put in a personal medical savings account in order to meet a deductible if I ever needed surgery.  If surgery was not needed, I would have a substantial savings account.  And this is only calculating the premium I would have saved on my own personal insurance.  I have not calculated in the savings for my whole family.  And what about interest income on $36,000?  And all of that time I would have been protected from the cost of a major medical catastrophe, e.g., a major operation.

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