FURLOUGH AND HOME LEAVE MEDICAL AND HEALTH INSURANCE

FURLOUGH MEDICAL INSURANCE FOR AMERICAN CITIZENS

OPTION 1 (Majestic)

If you are a US citizens residing overseas needing short-term US coverage (visiting the US and returning overseas). The Majestic plan is also a great plan for Non-US citizens residing outside country of residence needing coverage in the US and throughout the world. Home Country is defined as - The country where a covered person(s) has his/her true, fixed and permanent home and principal establishment.

One may purchase for a few days up to 12 months and then renew again and is renewable up to 3 years before you must reapply. The Majestic plan is underwritten by AIG and once you purchase this plan online you will immediately receive, via email, a medical ID card / confirmation of coverage.

A little foresight is good, especially when you don’t know who is coming to dinner.
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OPTION 2 (AMIGO)

You can purchase a domestic short-term health insurance plan that is offered in the state that you will consider your main residence while back in the USA. This should be the state where you have your driver’s license and/or where you will be spending the majority of your furlough time. These plans offer various deductibles and periods of insurance from one to twelve months. You can pay the premium by the month or up front. If you pay it up front you will save some money. These plans allow you to go to any doctor, but do not include co-pays or prescription cards and do not cover per-existing conditions. Such plans are normally used to insure people between jobs, between college and a job, etc.

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Health Insurance in the USA

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(DS, Pennsylvania)

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(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)