FURLOUGH AND HOME LEAVE MEDICAL AND HEALTH INSURANCE

FURLOUGH MEDICAL INSURANCE FOR AMERICAN CITIZENS

LIAISON MAJESTIC

If you are a US citizens residing overseas needing short-term US coverage (visiting the US and returning overseas). The Majestic plan is also a great plan for Non-US citizens residing outside country of residence needing coverage in the US and throughout the world. Home Country is defined as - The country where a covered person(s) has his/her true, fixed and permanent home and principal establishment.

One may purchase for a few days up to 12 months and then renew again and is renewable up to 3 years before you must reapply. The Majestic plan is underwritten by AIG and once you purchase this plan online you will immediately receive, via email, a medical ID card / confirmation of coverage.

A little foresight is good, especially when you don’t know who is coming to dinner.

LIAISON CONTINENT

Best for: Travelers while outside of their fixed and permanent residence for 187 days or less. This plan has multiple co-insurance options.

Coverage Period: Up to 187 days

  • Underwritten by Certain Underwriters at Lloyd's of London
  • Coinsurance Options
  • Virtual ID cards available immediately after purchase

HCC LIFE SHORT-TERM MEDICAL

You can purchase a domestic short-term health insurance plan that is offered in the state that you will consider your main residence while back in the USA. This should be the state where you have your driver’s license and/or where you will be spending the majority of your furlough time. These plans offer various deductibles and periods of insurance from one to twelve months. You can pay the premium by the month or up front. If you pay it up front you will save some money. These plans allow you to go to any doctor, but do not include co-pays or prescription cards and do not cover pre-existing conditions. Such plans are normally used to insure people between jobs, between college and a job, etc.