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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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WHY GET LONG-TERM GROUP INSURANCE FOR OVERSEAS STAFF?
AFFORDABLE GROUP TERM
INSURANCE FOR FIELD STAFF
GROUP COVERAGE --
COMPLETE TAKEOVER
GROUP INSURANCE FOR TWO OR
MORE UNITS?
GROUP INSURANCE LESS EXPENSIVE THAN
INDIVIDUAL INSURANCE?
GROUP HEALTH INSURANCE FOR SUB-GROUPS OF NGOs
SWITCHING YOUR GROUP COVERAGE
SOME KEY
ADVANTAGES OF GROUP INSURANCE
GROUP HEALTH
COVERAGE FOR A “SMALL” ORGANIZATION
ONE KEY
ADVANTAGE OF “TRUE GROUP” INSURANCE
THE VALUE
OF GETTING A GROUP INSURANCE QUOTE
KEY
QUESTIONS WHEN CHOOSING CAREER HEALTH COVERAGE
BEFORE
YOU GO – A TRAVEL MEDICAL CHECKLIST
GROUP INSURANCE FOR NON-AMERICAN ORGANIZATIONS
MEDICAL
EVACUATION – HOW MUCH COVERAGE DO WE NEED?
KEY QUESTIONS WHEN CHOOSING CAREER HEALTH COVERAGE
By asking five key questions you will be able to narrow down your search for a long-term international health care plan. Here they are:
First Question: “Do we want maternity coverage?” If you do, that will rule out all three-year plans. It will also affect the rates offered on career plans. In fact, one good career plan charges $2,500 a year extra for maternity.
Second Question: “Will we be happy getting all of our health care outside the USA?” Certain countries provide excellent health care. If you say “yes” to that question, then you can get a plan that excludes all coverage in the USA.
Third Question: “Will we get most of our medical care outside the USA, but want coverage for furloughs and the option of getting some medical care in the USA?” If you answer “yes” to this question, you may want to purchase an international plan that has limited coverage in the USA, but adequate coverage for all countries of the world.
Fourth Question: “Will we get most of our medical care in the USA?” If you answer “yes,” you will want a plan that provides coverage comparable to what is charged by American medical facilities and practitioners.
Fifth Question: “Do we want a plan that will provide permanent international and USA coverage?” This is possible for residents of most states of the USA. Of course, this is the best and most expensive of all of the career insurance options.
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