GROUP INSURANCE - GROUP INSURANCE WITHOUT A PARTICIPATION RATIO

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GROUP INSURANCE AND PARTICIPATION RATIO OPTIONS

One of the major frustrations in setting up group insurance for an NGO is to get all the employees on board. If workers are raising their own funds, they sometimes have low support and/or have a desire to buy into group health insurance. All international insurance companies demand 75-80 percent participation before they will provide a group health insurance quote. Getting that kind of participation, especially in a large NGO, is really difficult.

We are now working with a very reputable international health insurance company that will provide quotes without demanding a participation ratio. The one stipulation is that the NGOs have over 50 total employees in the USA and overseas. Third Country Nationals and local employees can also be counted.

If you are an NGO that has over 50 total employees, with 2 units or more that would like to be on a group insurance plan, please let us know. We will be glad to pursue a quote for you.