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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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TIPS ON FILING A HEALTH INSURANCE
CLAIM
SUBMITTING CLAIMS
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS
DEPARTMENT”
SPEEDING UP THE CLAIMS PROCESS
KEY TO SHORT-TERM HEALTH INSURANCE
CLAIMS.
PAYING CLAIMS – HOW LONG SHOULD IT TAKE?
WHEN YOUR INSURANCE WON’T PAY
HOW COMPANIES DETERMINE “USUAL,
REASONABLE &
CUSTOMARY”
WHEN YOUR TRAVEL INSURANCE IS YOUR “PRIMARY COVERAGE”
INSURANCE
CLAIMS
CLAIMS REIMBURSEMENT--WHY IS IT SUCH A PAIN?
TIPS ON FILING A HEALTH INSURANCE CLAIM
Study your plan. Make sure you know what is covered. Read the fine print.
Remember the old insurance adage: “The large print giveth and the small
print taketh away.” Before receiving medical care make your health provider
familiar with your plan. Always use your medical ID card when you receive
treatment. If your plan requires pre-certification prior to treatment,
follow the pre-certification guidelines.
Complete the claim’s form correctly and submit it in a timely manner--no
later than 90 days from the day you received medical care. Generally, when
receiving medical care in the USA, your insurance company can directly
reimburse the medical provider. However, when outside the USA, you will need
to pay out-of-pocket expenses and then contact the insurance company for
reimbursement. After paying your provider, submit your claim form, bills,
and itemized receipts to your insurance company.
When submitting your claim form, list the claims in chronological order on
the form starting with the oldest claim. Make sure the date of service and
diagnosis is listed on each receipt. Also put the patient’s name on each
receipt.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
