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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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TIPS ON FILING A HEALTH INSURANCE
CLAIM
SUBMITTING CLAIMS
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS
DEPARTMENT”
SPEEDING UP THE CLAIMS PROCESS
KEY TO SHORT-TERM HEALTH INSURANCE
CLAIMS.
PAYING CLAIMS – HOW LONG SHOULD IT TAKE?
WHEN YOUR INSURANCE WON’T PAY
HOW COMPANIES DETERMINE “USUAL,
REASONABLE &
CUSTOMARY”
WHEN YOUR TRAVEL INSURANCE IS YOUR “PRIMARY COVERAGE”
INSURANCE
CLAIMS
CLAIMS REIMBURSEMENT--WHY IS IT SUCH A PAIN?
CLAIMS
SUBMITTED LATE CAN BE DECLINED
SUBMITTING CLAIMS
Always keep receipts of all medical care received. On the effective date of
your policy every year start a new file for receipts. You need to submit all
claims to the insurance company within 90 days of the medical care received,
even if you have not reached your deductible. When submitting claims always
submit a “Claim Form” that is provided by your insurance company along with
copies of all receipts.
If you have questions about claims, you have an e-mail address on your
Medical ID card so you can e-mail the company with your questions. All claim
matters are handled by the insurance company. Insurance brokers do not get
involved in claims.
If response from the company is slow, e-mail them or call them. Remember, in
some cases the company will research your claim; therefore, it may take 2-3
months before you are reimbursed.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
