LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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HANDLING CLAIMS

TIPS ON FILING A HEALTH INSURANCE CLAIM
SUBMITTING CLAIMS
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS DEPARTMENT”

SPEEDING UP THE CLAIMS PROCESS
KEY TO SHORT-TERM HEALTH INSURANCE CLAIMS.
PAYING CLAIMS – HOW LONG SHOULD IT TAKE?
WHEN YOUR INSURANCE WON’T PAY
HOW COMPANIES DETERMINE “USUAL, REASONABLE & CUSTOMARY”

WHEN YOUR TRAVEL INSURANCE IS YOUR “PRIMARY COVERAGE”

INSURANCE CLAIMS

CLAIMS REIMBURSEMENT--WHY IS IT SUCH A PAIN?

CLAIMS SUBMITTED LATE CAN BE DECLINED

CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS DEPARTMENT”

All insurance companies have claims departments. These people specialize in handling claims and deal with thousands of clients every year. Insurance companies do not permit agents or brokers to deal with claims; and, in fact, agents and brokers rarely have information about a claim. A medical ID card should always have the telephone number of the insurance company and/or their email. When contacting the company always ask for the “Claims Department.” If the “Claims Department” does not give adequate service and/or does not understand your situation, then get back to your agent. Sometimes the agent can get special attention for you in a claims matter by going through another avenue to get to the decision makers in a company. But an agent or broker is never allowed to handle claims matters. That must be done via the company’s “Claims Department.”

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Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com

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