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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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TIPS ON FILING A HEALTH INSURANCE
CLAIM
SUBMITTING CLAIMS
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS
DEPARTMENT”
SPEEDING UP THE CLAIMS PROCESS
KEY TO SHORT-TERM HEALTH INSURANCE
CLAIMS.
PAYING CLAIMS – HOW LONG SHOULD IT TAKE?
WHEN YOUR INSURANCE WON’T PAY
HOW COMPANIES DETERMINE “USUAL,
REASONABLE &
CUSTOMARY”
WHEN YOUR TRAVEL INSURANCE IS YOUR “PRIMARY COVERAGE”
INSURANCE
CLAIMS
CLAIMS REIMBURSEMENT--WHY IS IT SUCH A PAIN?
CLAIMS
SUBMITTED LATE CAN BE DECLINED
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS DEPARTMENT”
All insurance companies have claims departments. These people specialize in
handling claims and deal with thousands of clients every year. Insurance
companies do not permit agents or brokers to deal with claims; and, in fact,
agents and brokers rarely have information about a claim. A medical ID card
should always have the telephone number of the insurance company and/or
their email. When contacting the company always ask for the “Claims
Department.” If the “Claims Department” does not give adequate service
and/or does not understand your situation, then get back to your agent.
Sometimes the agent can get special attention for you in a claims matter by
going through another avenue to get to the decision makers in a company. But
an agent or broker is never allowed to handle claims matters. That must be
done via the company’s “Claims Department.”
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
