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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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TIPS ON FILING A HEALTH INSURANCE
CLAIM
SUBMITTING CLAIMS
CLAIMS – GO DIRECTLY TO INSURER’S “CLAIMS
DEPARTMENT”
SPEEDING UP THE CLAIMS PROCESS
KEY TO SHORT-TERM HEALTH INSURANCE
CLAIMS.
PAYING CLAIMS – HOW LONG SHOULD IT TAKE?
WHEN YOUR INSURANCE WON’T PAY
HOW COMPANIES DETERMINE “USUAL,
REASONABLE &
CUSTOMARY”
WHEN YOUR TRAVEL INSURANCE IS YOUR “PRIMARY COVERAGE”
INSURANCE
CLAIMS
CLAIMS REIMBURSEMENT--WHY IS IT SUCH A PAIN?
CLAIMS
SUBMITTED LATE CAN BE DECLINED
KEY TO SHORT-TERM HEALTH INSURANCE CLAIMS.
It is important to remember that international short-term health insurance
is not a substitute for domestic insurance in the USA. It is only a
supplement. It is to cover you for injuries and medical evacuation needed
while outside the USA. If you are injured outside the USA, you must get your
initial medical care outside the USA. If you only get medical care once you
return to the USA, the insurance company will deny your claim.
The proof that you were injured outside the USA is a receipt and medical
records provided by your doctor or medical practitioner outside the USA.
Also make sure you get written proof that you went to the doctor while
outside the USA. That will be proof to the international health insurance
company that your injury took place while you were outside the USA. If you
do not have that kind of documentation, your international insurance will
not cover your medical costs in the USA.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |