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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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WHAT DOES IT COST TO BE UNINSURED?
WHY INSURANCE IS IMPORTANT
THE DIFFERENCE BETWEEN GAMBLING
AND INSURANCE
GOOD
HEALTH IS MORE IMPORTANT THAN GOOD HEALTH INSURANCE
WHY
AMERICANS WANT INTERNATIONAL HEALTH COVERAGE
WHEN
IS THE BEST TIME TO GET HEALTH INSURANCE?
DON’T COUNT ON ALWAYS BEING
HEALTHY! (Importance of International Health Insurance)
"Well, it's not important. I'm healthy (never been sick), my wife
is healthy and also my children. Insurance is a rip-off, a waste of
money! I don't really need it!" If you were 100 percent sure
you or your family will never get sick or injured tomorrow, next week or next
month, it would be a rip off. Are you 100 percent sure? Do you
know the future? If you are 100 percent sure that you will never get
sick, you should "never" get insurance!
Unfortunately, no one is brilliant enough to see what tomorrow holds.
But you say, "I will take my chances." Okay, but if you or
your family gets ill or is injured, who will pay for it? Do you have
$50,000 or $100,000 set aside for such emergencies? It could take $25,000
just to med-evac an injured family member to your home country. And
what if the care was life long? What if a family member developed Crone's
disease or diabetes, etc.? Now you need tens of thousands of dollars
for life-long care.
I have a friend in Phoenix who, as a young college student, made a simple
jump from a hillside and broke his back. He has been in tremendous pain
for years. His medications are now costing him $2,000 a month.
(By the way, he strongly believes in insurance.) Now, if you don't have
money set aside for medical expenses, you will have to turn to your friends
and family, or to your donor base if you are a volunteer worker. How
will they feel? Will they consider you a good steward? And will
they be able to finance your medical needs for years to come? Won't
their charity eventually be exhausted? These are all very real questions
of real situations that happen every day. The very existence of insurance
companies is proof that insurance is meeting very real needs. It is
important that all of us, especially overseas workers, have good health insurance.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |