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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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WHAT DOES IT COST TO BE UNINSURED?
WHY INSURANCE IS IMPORTANT
THE DIFFERENCE BETWEEN GAMBLING
AND INSURANCE
GOOD
HEALTH IS MORE IMPORTANT THAN GOOD HEALTH INSURANCE
WHY
AMERICANS WANT INTERNATIONAL HEALTH COVERAGE
WHEN
IS THE BEST TIME TO GET HEALTH INSURANCE?
DON’T COUNT ON ALWAYS BEING
HEALTHY! (Importance of International Health Insurance)
That sounds like a weird question. Is it better to get it in the Spring or
Fall or on Monday? No, that’s not the point. The best time to get health
insurance
is when you are healthy. We are a brokerage, and get hundreds of calls every
year asking for insurance. Often their great motivating factors: I am
pregnant. I have an ulcer. I need to go to the doctor. I can’t pay for my
prescription medication. The worst time to try to get insurance is when you
are
sick or need to see the doctor. Sometimes a person will say, “I just don’t
know what is wrong with me.” That is worse than having an ulcer, and it will
be a
certain decline on an insurance application. Insurance companies want to
always know what the health problem is, i.e., what they are insuring.
The best time to get insurance is when you are healthy. Usually young men
don’t think that they need insurance. They will say, “I never get sick.” If
you
are certain one hundred percent that you will never get sick, then you don’t
need health insurance. But who knows that. Someone will say, “I am 52 and
have never been sick and have never had insurance.” You have been very
fortunate. However, you may get sick tomorrow. And the odds of you having
major medical problems increase with age; and over the age of 50 the odds
increase dramatically.
If you are now healthy, this is the best time for you to get insurance. If
you develop a medical condition, it is going to be very difficult to get
insurance or
good insurance with a pre-existing medical condition.
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| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |