Get Health Insurance When Your Healthy

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, how and why to buy heath coverage, what you should know about health coverage and other related are topics that are all covered within these articles. Choose an Article From the Topics Below

Pre-existing conditions Can Make Getting Insurance Difficult

DON’T COUNT ON ALWAYS BEING HEALTHY! (Importance of International Health Insurance)

Health insurance is not important at all if you are well!! Healthy!!! And won’t get sick!!! But you work overseas. What if you come down with a rare sickness? Or develop a chronic illness? Then what? You will find that there is no insurance company that will cover you on an individual plan if that happens. But you might say, “I am healthy. It will never happen to me!” If you read the e-mails that we receive from people living all over the world who have no insurance and have contracted a serious illness, you would not say that. It is amazing how some people who have been perfectly healthy all their lives are suddenly hit with a serious illness. They write to us hoping we can find some insurance for them. It is next to impossible to find insurance for a person who presently has cancer, had a recent heart attack, has become a diabetic, etc. Insurance companies won’t cover individuals with such serious preexisting conditions.

Don’t count on always being healthy! If you can’t afford a “Cadillac” insurance plan, than buy a “Chevrolet” plan. Purchase a plan with a high deductible. But please do buy some kind of insurance! Don’t count on always being healthy!!!!

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

Library of International Medical and Health Insurance Information and Resources