INTERNATIONAL HEALTH COVERAGE MANAGEMENT

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

KEEP YOUR INSURANCE ACCOUNT CURRENT

Keep your insurance account current! Two of our insured friends, for various reasons, failed to pay their insurance premiums; therefore, their insurance policies were terminated. I understand this problem. Sometimes I have a hard time coming up with my premium, too. The problem is that you don't know when sickness will strike, and if your insurance is terminated because of lack of payment, there will be no coverage.

One person told me that he paid his insurance faithfully for years, forgot to pay the premium, was terminated, and two months later became quite sick and ran up huge medical bills. He had to pay for everything himself, just as if he had never had insurance.

Another sound reason for keeping your account current is that a company is not obligated to reinstate you if you developed some sickness during your coverage and then you were terminated. For example, if you had coverage, developed high-blood pressure, forgot to pay your premium and then terminated, the insurance company could then consider the high-blood pressure as a pre-existing condition and not reinstate you. So, to get the most mileage out of your insurance, keep your account current!

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

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