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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE
RENEW
YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS
CANCELLED
KNOW YOUR
INSURANCE PLAN
PLEASE READ YOUR
POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM
CANCELING
YOUR INSURANCE COVERAGE--HOW TO DO IT
THE
IMPORTANCE OF PRE-CERTIFICATION
PAYING
FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA
GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH
CONDITIONS NOT COVERED IN FIRST SIX MONTHS
STRATEGIES TO CONTROL
INSURANCE RENEWAL INCREASES
RENEW YOUR CAREER PLAN OUTSIDE THE USA
All international career health plans are considered "surplus lines
insurance," and they do not fall under the supervision of the Department of
Insurance (DOI) in the various states. The DOI does not interfere with
international health insurance plans, but it insists that those plans are
not used for domestic insurance coverage. The DOI does give allowances for
furloughs and visits to the USA.
The understanding with most companies is that if you purchase or renew an
international health insurance plan, you must leave the USA within 30 days.
If you do not leave, your insurance will be cancelled. If you are spending
your furlough near the Canadian or Mexican border, you can spend a night or
two outside the USA and fulfill that requirement. Yet it is always best to
plan your furloughs in such a way that your career insurance is renewed
before you arrive in the USA. Put the renewal date on your calendar, and
always keep that date in mind when you are planning a furlough. We realize
that this is a headache, but it is what we must do!
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