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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE
RENEW
YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS
CANCELLED
KNOW YOUR
INSURANCE PLAN
PLEASE READ YOUR
POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM
CANCELING
YOUR INSURANCE COVERAGE--HOW TO DO IT
THE
IMPORTANCE OF PRE-CERTIFICATION
PAYING
FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA
GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH
CONDITIONS NOT COVERED IN FIRST SIX MONTHS
STRATEGIES TO CONTROL
INSURANCE RENEWAL INCREASES
KNOW YOUR INSURANCE PLAN
I purchased my first American health insurance after being overseas for 30
years. The agent explained everything to me, but I understood very little. I
gave him my check and filed away the insurance material he gave me. Never
once read did I look over the material, but faithfully sent the company a
check every month. I am aware now that the coverage was fine, but at that
time I was not aware of the details of my coverage.
Many times we get calls from our clients who have purchased an insurance
plan, but are mistaken concerning what is covered. I know reading insurance
material is boring. Yet it is essential that you have a fair grasp of what
is covered by your policy.
Read the insurance material before you purchase the policy. Highlight items
that you don’t understand or that you think are important. Then contact your
agent and ask for an explanation. If you are not satisfied with his/her
answers, ask for a second agent.
Also read the small print in your policy. You must always keep in mind the
old insurance adage, “The large print giveth and the small print taketh
away.” Especially read the “Exclusion” page and the definition of
“pre-existing conditions.” Another good adage to keep in mind is, “If it
sounds too good to be true, it probably isn’t.”
People who tend to be disappointed with their insurance are disappointed
because they expect the insurance to cover something that is excluded from
coverage in their policy. To avoid this, “Know your Policy.” Back to Index
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |