Library of International Medical and Health Insurance Information and Resources

MANAGING YOUR INSURANCE

KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE
RENEW YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS CANCELLED
KNOW YOUR INSURANCE PLAN
PLEASE READ YOUR POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM
CANCELING YOUR INSURANCE COVERAGE--HOW TO DO IT
THE IMPORTANCE OF PRE-CERTIFICATION
PAYING FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA
GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH CONDITIONS NOT COVERED IN FIRST SIX MONTHS
STRATEGIES TO CONTROL INSURANCE RENEWAL INCREASES

PLEASE READ YOUR POLICY

One repeated statement we hear from the insured is, “I didn’t know that wasn’t covered on the policy.” Of course, when we face a major medical difficulty it is very discouraging to find out that a medical condition is not covered on our insurance policy.

I know of no insurance policy that covers “everything.” Insurance companies are very careful to state what they cover on the “Benefit Page” and what they do not cover on the “Exclusion Page” of their brochures. Although we may not like the exclusion page, it is one way insurance companies limit coverage on certain conditions and thus control premiums.

It is also important to note that most insurance plans in the same category cover basically the same things. When comparing plans that are similar, do not compare just the premiums, but also pay careful attention to the small differences in benefits. For example, one plan may have better maternity coverage. Also, if one plan has rates that are much lower than others, you can be assured that the benefits they are offering are not as rich as other comparable plans.

Above all keep in mind that no insurance plan will cover all possible medical situations. Back to Index

Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com

	INTERNATIONAL HEALTH INSURANCE

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