LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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MANAGING YOUR INSURANCE

KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE

RENEW YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS CANCELLED
KNOW YOUR INSURANCE PLAN
PLEASE READ YOUR POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM

CANCELING YOUR INSURANCE COVERAGE--HOW TO DO IT

THE IMPORTANCE OF PRE-CERTIFICATION

PAYING FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA

GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH CONDITIONS NOT COVERED IN FIRST SIX MONTHS

STRATEGIES TO CONTROL INSURANCE RENEWAL INCREASES

HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM

A common reason insurance companies sometimes will not pay claims is because medical care was received "out-of-network." A network is a group of health care providers and facilities that have contracted with the insurance company to provide services at a fixed rate. By contracting for a fixed rate ahead of time, insurance companies can keep the cost of medical care down and thus keep monthly premiums lower. When we apply for a PPO health plan, we are agreeing to rates based on contracts established between the health care providers and insurance company. That is why companies insist you go to providers within their network.

It is essential that you always call your insurance company to make sure the facility or provider you are using is in their network. Remember, too, that sometimes your doctor's office will say your doctor is contracted when in fact he is not. Always check with your insurance company and your Provider Directory, which you can find on the internet, before getting medical help.

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