MANAGING YOUR INSURANCE - PREVENTIVE CARE

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

PREVENTIVE CARE

We look at health insurance for the needs of today. With the information that we have at our fingertips, we have learned that preventive care is very important for our health and also for our pocketbooks. Fortunately, health insurance companies feel the same way. Some USA domestic companies have special "Healthy Babies Program for Baby and Mom" with no co-pays for pre- and post-natal visits, a nurse advice line, health information library messages on over 25 topics, and a free baby monitor for new mothers who receive routine pre-natal care. Others give a huge range of discounts in chiropractic care, massage therapy, health and fitness, vitamins, herbs, and supplements, eye care, and rebates on car seats and sport helmets. For a doctor's co-pay, some allow physical exams, GYN exams, pap tests, mammograms, and PSA blood tests to be done.

Unfortunately, at the present time, international plans do not have such generous preventive care benefits. Here is what is offered by the three major career plans that Good Neighbor carries:

Plan 1 - $150 wellness per Certificate Period (after 24 months of continuous coverage) for Members age 35 or older. Not subject to deductible.

Plan 2 - $50 policy period maximum for checkups and routine visits. Well childcare: usual, reasonable and customary charges for policy maximum are covered, limited to three visits per policy period (after deductible).

Plan 3 - One health check-up per policy year, maximum all-inclusive, not more than $110.

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

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