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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE
RENEW
YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS
CANCELLED
KNOW YOUR
INSURANCE PLAN
PLEASE READ YOUR
POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM
CANCELING
YOUR INSURANCE COVERAGE--HOW TO DO IT
THE
IMPORTANCE OF PRE-CERTIFICATION
PAYING
FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA
GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH
CONDITIONS NOT COVERED IN FIRST SIX MONTHS
STRATEGIES TO CONTROL
INSURANCE RENEWAL INCREASES
HEALTH CONDITIONS NOT COVERED IN FIRST SIX MONTHS
Most
international health insurance companies exclude coverage during the first
six months for some conditions that may not be defined as “true”
pre-existing conditions. For example, the Special Illness Exclusion
statement on one insurance company reads:
”The following conditions which manifest themselves within the first 180
days of coverage are excluded: Any condition of the breast, prostate, the
reproductive system, tonsils, adenoids, hemorrhoids, hernia, gallstones,
kidney stones, glaucoma, cataracts, disc disease, all types of cysts, and
any disorder or disease of the skin.”
The insurance companies are declining coverage for these conditions in the
first six months because generally these are the types of conditions that
may be present in a person’s body even though they were not bothering the
client prior to the effective date. For example, kidney stones don’t develop
in just one day but over a period of time. Check your “Exclusion” page to
discover what kinds of conditions are not covered in the first six months of
coverage.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
