MANAGING YOUR INSURANCE - INSURANCE WITH NEWBORN BABY

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?

Even though a couple may have a very good insurance plan, a newborn is not automatically covered on their family plan. In the USA, all parents have the option of putting their newborn on their family policy during the first month of life. International policies don't always work that way. You will need to submit an application for the baby in order to get coverage. The insurance company will then send the application through underwriting and make a decision on coverage based on the baby's health.

On most of the career plans the two youngest children under nine are covered free of charge; so if you have only two children, adding your new baby to your policy will not require any extra premium.

Also keep in mind that most international health insurance companies want you to notify them within the first three months of pregnancy. Failing to do this could cost you some benefits.

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"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

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(KD, California)

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