Library of International Medical and Health Insurance Information and Resources

MANAGING YOUR INSURANCE

KEEP YOUR INSURANCE ACCOUNT CURRENT
GETTING THE MOST MILEAGE OUT OF YOUR INSURANCE
PREVENTIVE CARE
PRE-CERTIFICATION
RENEW YOUR CAREER PLAN OUTSIDE THE USA
KEEP THOSE MEDICAL RECEIPTS
HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?
RENEWED POLICIES MORE EXPENSIVE THAN NEW POLICIES!
APPLYING FOR HEALTH INSURANCE ONLINE
RENEW YOUR CAREER PLAN OUTSIDE THE USA
WHY INSURANCE IS CANCELLED
KNOW YOUR INSURANCE PLAN
PLEASE READ YOUR POLICY
HEALTH CARE "OUT OF NETWORK," A RECURRING PROBLEM
CANCELING YOUR INSURANCE COVERAGE--HOW TO DO IT
THE IMPORTANCE OF PRE-CERTIFICATION
PAYING FOR MEDICAL CARE RECEIVED INSIDE/OUTSIDE THE USA
GETTING YOUR HEALTH INSURANCE RECORDS
HEALTH CONDITIONS NOT COVERED IN FIRST SIX MONTHS
STRATEGIES TO CONTROL INSURANCE RENEWAL INCREASES

HOW DO I GET MY NEWBORN ON MY INSURANCE PLAN?

Even though a couple may have a very good insurance plan, a newborn is not automatically covered on their family plan. In the USA, all parents have the option of putting their newborn on their family policy during the first month of life. International policies don't always work that way. You will need to submit an application for the baby in order to get coverage. The insurance company will then send the application through underwriting and make a decision on coverage based on the baby's health.

On most of the career plans the two youngest children under nine are covered free of charge; so if you have only two children, adding your new baby to your policy will not require any extra premium.

Also keep in mind that most international health insurance companies want you to notify them within the first three months of pregnancy. Failing to do this could cost you some benefits.

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	INTERNATIONAL HEALTH INSURANCE

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