INTERNATIONAL MATERNITY HEALTH INSURANCE COVERAGE AND OPTIONS

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

MATERNITY COVERAGE FOR THE INTERNATIONAL WORKER

When shopping for maternity coverage it is important to compare various plans. We have also added a special section to our GNI library providing information about international health insurance and maternity coverage.

Several important matters to keep in mind:

  1. The maximum coverage offered with maternity coverage
  2. The waiting period before maternity will be covered
  3. Will newborns be covered automatically on the plan

Almost all insurance plans require a 12-month waiting period before the pregnancy is covered, although conception may take place earlier. For example, if conception takes place on the fourth month after the effective date of the policy and the baby is born on the thirteenth month, the pregnancy will be covered.

Generally all insurance plans automatically decline coverage for a woman who is pregnant. We have two plans that will accept a pregnant woman for coverage, but they will put a “rider” or “waiver” on the pregnancy. The benefit here is that although the pregnancy will not be covered, the individual does have good international health insurance. Please visit the web site listed above for clarification on these two plans.

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

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Library of International Medical and Health Insurance Information and Resources