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INTERNATIONAL HEALTH INSURANCE |
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INTERNATIONAL HEALTH INSURANCE |
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MATERNITY COVERAGE FOR THE INTERNATIONAL WORKER
MATERNITY
COVERAGE AND CAREER INSURANCE
HEALTH
INSURANCE WITH NO MATERNITY WAITING PERIOD
COVERAGE FOR NEWBORNS
NEW-BORNS NOT
COVERED IF NOT ENROLLED WITHIN 30 DAYS OF BIRTH
COVERAGE BEFORE YOU LEAVE THE USA & FOR NEWBORNS
WEB
SITE FOR PREGNANT TRAVELERS
MATERNITY
COVERAGE & COVERAGE FOR NEWBORNS
MATERNITY COVERAGE AND CAREER INSURANCE
First of all, remember that short-term insurance plans do not provide
maternity coverage. If you want maternity coverage you will need to apply
for a long-term (career) plan. Also keep in mind that the maternity coverage
will not be effective until you have been on the plan 12 months. Conception
may happen before the 12 months are up, but the delivery of the baby will
only be covered if the birth takes place after you have been on the plan 12
full months.
Check how much the insurance company allows per pregnancy. Some companies
limit coverage for maternity to $4,000, others $7,500, and others put a
lifetime limit of $50,000. If you plan to have your babies overseas, $4,000
would be adequate in most cases. If you plan to give birth in America, you
should have a plan that will cover up to $6,000 per delivery.
Another important matter to keep in mind is insurance for the baby. In the
USA all insurance companies guarantee insurance for a baby if the mother is
insured and if the application papers are submitted within 31 days after
birth. That is not the case with international plans. Some plans require the
baby to go through underwriting; and if the baby is born with a deformity,
that baby can be declined coverage. Other plans guarantee that an unhealthy
newborn will be insured if, in the first 31 days of life, the proper
application is submitted to the insurance company.
Good Neighbor Insurance has six different international health insurance
plans from four different companies that provide maternity coverage. Please
contact us concerning these plans.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
