MATERNITY COVERAGE - COVERAGE FOR NEWBORNS

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COVERAGE FOR NEWBORN BABYS

There are a few plans that offer the capability of adding coverage of a newborn child without additional underwriting. Generally, parents need to apply for coverage for newborns. If the baby were born with a congenital problem, most companies would deny coverage. On some of our plans, a newborn child may be eligible for coverage from birth if certain eligibility requirements are met:

  1. The mother of the newborn is covered by the same insurance plan
  2. The delivery of the child must be covered by the insurance plan
  3. An application for the newborn is received within 31 days of the date of birth
  4. The newborn child meets eligibility requirements and other terms and conditions of the plan

You may want more information concerning this fine career plan for families.