LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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MATERNITY COVERAGE

MATERNITY COVERAGE FOR THE INTERNATIONAL WORKER
MATERNITY COVERAGE AND CAREER INSURANCE
HEALTH INSURANCE WITH NO MATERNITY WAITING PERIOD

COVERAGE FOR NEWBORNS

NEW-BORNS NOT COVERED IF NOT ENROLLED WITHIN 30 DAYS OF BIRTH

COVERAGE BEFORE YOU LEAVE THE USA & FOR NEWBORNS

WEB SITE FOR PREGNANT TRAVELERS

MATERNITY COVERAGE & COVERAGE FOR NEWBORNS

MATERNITY COVERAGE & COVERAGE FOR NEWBORNS

When you are purchasing maternity coverage, you are paying for the pre-birthing costs (if the rules are followed) and the birthing process. With some plans you are also paying the benefit of automatically adding a newborn (if the rules are followed) to your policy with no declines or riders. This is very important! We will list specifics of various plans by referring to them as “Plan A,” “Plan B,” etc.


PLAN A -- This plan works really great for maternity, as it allows newborns to be automatically accepted for coverage if the application is submitted within 31 days after the birth of the baby. The $2500 a year maternity premium may be a bit high, but one of the great benefits is that the newborn is automatically accepted for coverage, even if there are medical issues or if the baby is born prematurely. Most international health plans do not have this good coverage.


PLAN B -- This is also a good option. However, it is a bit pricey because there is also unlimited coverage in the USA if one resides in one of the 30 States. But your newborn is automatically accepted like on PLAN A.


PLAN C -- This plan automatically accepts newborns for coverage, but be aware that the coverage for the first month is capped at $25,000. After that, the company can place riders on certain medical conditions (an attachment to an insurance policy that alters the policy’s coverage or term, i.e., a medical issue that will not be covered), but they will still cover your newborn for all other medical issues.


PLAN D -- This plan does not allow newborns to be automatically covered.

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