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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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MATERNITY COVERAGE FOR THE INTERNATIONAL WORKER
MATERNITY
COVERAGE AND CAREER INSURANCE
HEALTH
INSURANCE WITH NO MATERNITY WAITING PERIOD
COVERAGE FOR NEWBORNS
NEW-BORNS NOT
COVERED IF NOT ENROLLED WITHIN 30 DAYS OF BIRTH
COVERAGE BEFORE YOU LEAVE THE USA & FOR NEWBORNS
WEB
SITE FOR PREGNANT TRAVELERS
MATERNITY
COVERAGE & COVERAGE FOR NEWBORNS
MATERNITY COVERAGE & COVERAGE FOR NEWBORNS
When you are purchasing maternity coverage, you are paying for the
pre-birthing costs (if the rules are followed) and the birthing process.
With some plans you are also paying the benefit of automatically adding a
newborn (if the rules are followed) to your policy with no declines or
riders. This is very important! We will list specifics of various plans by
referring to them as “Plan A,” “Plan B,” etc.
PLAN A -- This plan works really great for maternity, as it allows newborns
to be automatically accepted for coverage if the application is submitted
within 31 days after the birth of the baby. The $2500 a year maternity
premium may be a bit high, but one of the great benefits is that the newborn
is automatically accepted for coverage, even if there are medical issues or
if the baby is born prematurely. Most international health plans do not have
this good coverage.
PLAN B -- This is also a good option. However, it is a bit pricey because
there is also unlimited coverage in the USA if one resides in one of the 30
States. But your newborn is automatically accepted like on PLAN A.
PLAN C -- This plan automatically accepts newborns for coverage, but be
aware that the coverage for the first month is capped at $25,000. After
that, the company can place riders on certain medical conditions (an
attachment to an insurance policy that alters the policy’s coverage or term,
i.e., a medical issue that will not be covered), but they will still cover
your newborn for all other medical issues.
PLAN D -- This plan does not allow newborns to be automatically covered.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |