LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
About the Resource Library
This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

Back to MAIN INDEX "Tips for Understanding International Insurance"
 
 

Brought to you by

 

 
   
Click - add to favorites

MISCELLANEOUS ARTICLES ABOUT INSURANCE

INSURANCE FRAUD AND VOLUNTEER WORKERS
THE CURSE OF BEING DECLINED FOR HEALTH INSURANCE
REAPPLYING FOR AN INSURANCE PLAN--WHY SO DIFFICULT?
GENERIC DRUGS--HOW SAFE ARE THEY?
DANGEROUS LIAISONS--MIXING DRUGS
MEDICAL GUIDELINES FOR INTERNATIONAL WORKERS
THE PROBLEM WITH SPAM FILTERS
MEDICAL ADVICE & INSURANCE TIPS FOR OVERSEAS TRAVELERS

WHY SOME INSURANCE COMPANIES LOSE MONEY

SHORT HISTORY OF “LLOYD’S OF LONDON”

DENIED INSURANCE? WHY DOES IT HURT?
SOME AMAZING STATISTICS ON US HEALTH INSURANCE

THE CURSE OF BEING DECLINED FOR HEALTH INSURANCE

I know the feeling well.  I consider myself perfectly healthy. Everyday I get up, feel good, do my laps in the local pool, watch my diet, don't smoke or drink, go about my business, enjoy making a living, and seldom complain about how my body is operating because there is seldom anything to complain about. 

But when I applied for insurance the company was not concerned about all the above.  They were concerned about those records in my doctor's office.  Several years ago I had some annoying pain in my lower back, and the doctor wrote down "degenerative arthritis."  Then I had a little skin cancer (basil cell carcinoma) removed several years ago.  That went on my records, too, although it is not a problem now. 

So what did the insurance company say?  Uninsurable!  That arthritis is a problem.  The word "degenerative" is scary to the company.  The result is that I had to find a company that didn't consider the arthritis a problem, and they put a "rider" on the basil cell carcinoma for two years.

What can we learn from this?  Get insurance with a good company when you are young and healthy and don't let it lapse. If you want to change companies, don't drop coverage with one until you have it with another.  This way you will avoid the curse of being declined.

Back to Index

Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com

  En Espaņol

Home
Get an International Medical Insurance Quote
Sitemap

Tips for  Understanding International Insurance

Medical Advice for Overseas Travelers

Quick Overview of Insurance Solutions

About Good Neighbor Insurance
Join Our Affiliate Team

International Mission Opportunities and Services
Contact Us