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INTERNATIONAL HEALTH INSURANCE |
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INSURANCE
FRAUD AND VOLUNTEER WORKERS
THE CURSE OF BEING DECLINED FOR HEALTH INSURANCE
REAPPLYING FOR AN INSURANCE PLAN--WHY SO DIFFICULT?
GENERIC DRUGS--HOW SAFE ARE THEY?
DANGEROUS LIAISONS--MIXING DRUGS
MEDICAL GUIDELINES FOR INTERNATIONAL WORKERS
THE PROBLEM WITH SPAM FILTERS
MEDICAL ADVICE & INSURANCE TIPS FOR OVERSEAS TRAVELERS
WHY
SOME INSURANCE COMPANIES LOSE MONEY
SHORT
HISTORY OF “LLOYD’S OF LONDON”
DENIED INSURANCE?
WHY DOES IT HURT?
SOME AMAZING STATISTICS ON US HEALTH INSURANCE
DENIED INSURANCE? WHY DOES IT HURT?
When a company declines to insure us, we can feel rejected. It doesn’t hurt
as badly as being rejected as a person, but it still is not a pleasant
experience. First of all, we do know more about our bodies than the
insurance company. We feel good and function every day at full capacity. So
how can they say that we are not insurable? I understand the problem. I was
declined for insurance coverage three times. In the past ten years since I
was declined coverage, I have had no sick days when I was out of the office,
I was never incapacitated, nor did I run up any unusual medical bills. So
who are they to say that I was uninsurable? That I was an insurance risk? I
felt they were not being fair.
But insurance companies do not really care how I feel or my opinion about my
good health. They consider past ailments, my age, height and weight, etc.
Based on their own experience with applicants similar to me (and they deal
with thousands of applicants and clients), they determine if insuring me is
a risk. If I am not a risk based on their experience with people who are
similar to me and have had ailments similar to mine, they will provide me
with an insurance quote.
So when an insurance company declines insuring you as an acceptable risk,
don’t take it personally. They look at one factor only—risk! If the risk is
acceptable, they will insure you.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
