“Short-term Travel Insurance” is usually for stays lasting less than one year although many programs allow for renewals. Most of these short-term plans include
Medical and Political Evacuation, as well as
Trip Interruption and
Trip Delay benefits which reimburse you for pre-paid non-refundable travel expenses if an unexpected crises (e.g., death of a family member, sickness, airline strike, travel supplier bankruptcy, among other crises) occurs during your trip causing it to be cancelled, interrupted or delayed. They do not cover the costs of cancelling prior to your trip. For that coverage,
please get an instant quote here, which also includes short-term international medical coverage as well.
How to choose between plans? Here are some tips: http://www.gninsurance.com/sthealth2.asp