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INTERNATIONAL HEALTH INSURANCE |
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to favoritesUNDERSTANDING RISING INSURANCE COSTS
TRYING
TO MAKE SENSE OUT OF RISING HEALTH INSURANCE COSTS
RISING HEALTH CARE COSTS
RISING INSURANCE RATES
RATE COMPARISON OF INTERNATIONAL AND DOMESTIC HEALTH INSURANCE
THE REAL DRIVER BEHIND HEALTH CARE COSTS
INSURANCE RATES WILL INCREASE
WHY
INTERNATIONAL INSURANCE RATES INCREASE
INTERESTING
& ALARMING STATS ON HEALTHCARE COSTS
INTERESTING & ALARMING STATS ON HEALTHCARE COSTS
A study by the U.S. Department of Health and Human Service's Agency for
Healthcare Research and Quality, in a new study, reported that American
consumers and
their health insurance providers pay nearly $800 billion a year in hospital
bills, while health insurance premiums are rising twice as fast as wages.
The nation's
cumulative hospital bill represents the total amount charged for 39 million
hospital stays.
One-fifth of the national hospital bill was for treatment of five
conditions: coronary arteriosclerosis, mother's pregnancy and delivery,
newborn infants, acute myocardial
infarction, and congestive heart failure. Hospital stays for coronary
arteriosclerosis incurred the highest charges ($44 billion); mother's
pregnancy and delivery had the
second highest charges ($41 billion).
The average family health insurance premium rose 7.7 percent in 2006,
marking the third year employer healthcare cost increases have slowed since
soaring nearly
14 percent in 2003. After several years of costs rising steeply, the cost
for family coverage under an employer health plan is now $11,480. This cost
is well over the
annual wage of a full-time, minimum-wage worker--more than many small
businesses and their employees can afford.
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