LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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INSURANCE FOR SPECIAL SITUATIONS

FINALLY!  CAREER HEALTH INSURANCE FOR SINGLE WOMEN
COVERAGE IN WAR ZONES
OVERSEAS COVERAGE FOR AMERICAN MEDICARE RECIPIENTS
INTERNATIONAL PERSONAL LIABILITY INSURANCE
HIGH LIMIT ACCIDENT / TERRORISM INSURANCE
MED-EVAC -- DO YOU NEED IT?  IS IT WORTH IT?
HEALTH COVERAGE FOR THE FREQUENT INTERNATIONAL TRAVELER

TRIP CANCELLATION & MEDICAL PROTECTION IN ONE PACKAGE

IMPROVED “MULTI-TRIP” INSURANCE FOR REPEAT TRAVELERS

INTERNATIONAL DENTAL INSURANCE
SETTLING BACK INTO THE USA AFTER AN OVERSEAS ASSIGNMENT

KIDNAP & RANSOM, DISABILITY & LIABILITY COVERAGE

COVERAGE IN WAR ZONES

Almost all international policies have a line in their "Exclusion" section something like: This medical plan does not cover.... any consequence, whether directly or indirectly, proximately or remotely occasioned by, contributed to by, or traceable to, or arising in connection with: (a) war, invasion, act of foreign enemy hostilities, warlike operations (whether war be declared or not), or civil war; (b) Any act of any person acting on behalf of or in connection with any organization with activities directed towards the overthrow by force of the Government de jure or de facto or to the  influencing of it by terrorism or violence . . .  .

I think you get the picture. So, if you are caught in the cross fire, you are not covered.  But what if you are walking down the street, trip and break you ankle? In that case you are covered for it had nothing to do with a "war."  So we can write insurance for people in war zones, but with the exclusion as listed above.

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