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THE
COST OF NOT HAVING SHORT-TERM TEAM INSURANCE -- A TRUE STORY
SHORT-TERM VS. LONG-TERM MAJOR MEDICAL COVERAGE
WHAT TO LOOK FOR IN SHORT-TERM HEALTH INSURANCE
SHORT-TERM PLAN THAT COVERS PRE-EXISTING CONDITIONS
PAY
PER-DAY RATES FOR SHORT-TERM PLANS
SHORT-TERM INSURANCE & THE "BENEFIT PERIOD"
MAKING SURE YOUR SHORT-TERM INSURANCE WILL
COVER CLAIMS MADE IN THE USA
SHORT-TERM
INSURANCE AND THE “BENEFIT PERIOD”
THE
BEAUTY OF SHORT-TERM HEALTH PLANS
TRIP
CANCELLATION WITH MEDICAL & EVACUATION COVERAGE
SHORT-TERM PLANS AND HOME COUNTRY
COVERAGE
SHORT-TERM VS. LONG-TERM MAJOR MEDICAL COVERAGE
If you are going to be involved in overseas work for longer than three years, we would advise you to get long-term major medical insurance. Here is the problem: Short-term major medical can cover you up to three years, but then the plan will have to be re-written. If, during those first three years, you become sick, e.g., hepatitis, diabetes, urinary tract infection, back problem, etc. these will all be considered "pre-conditions" and will not be covered when you apply for the next short-term plan.
That is not the case with the long-term policies. The long-term policies will cover you for the rest of your life as long as you meet the residency conditions and keep your account current. Some folks opt for the short-term major medical coverage because it is less expensive, but this is taking a major risk if you are a career worker. Also, with a career plan you get at least six months of coverage in your home country in any given year. That is a good time to get medical needs taken care of. Short-term plans do not give you a similar benefit. If you have questions about the wisdom of choosing a long-term or short-term plan, please contact us.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
