SHORT TERM HEALTH INSURANCE - BENEFIT PERIOD DETERMINES INSURANCE COVERAGE

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

BENEFIT PERIOD DETERMINES INSURANCE COVERAGE

Often when choosing a short-term plan we only focus on the daily or monthly premium. But there are many other matters that are of vital importance. We need to ask ourselves what is the deductible? What is the maximum coverage? How is pre-existing condition defined? Is there any provision for unexpected recurrence of a pre-existing condition? Can the plan be renewed? Can it be renewed online? And another vital question is, “What is the benefit period?” The “benefit period” defines the amount of time a short-term plan covers an individual from the time of injury or sickness. If you were on a short-term plan and were injured one day before you came back to the USA and your insurance ended, would you have any coverage? On most plans you will be covered for six months from the time of injury. This is the “benefit period.” Also, be aware that some insurance companies scale back on maximum coverage if the benefit period is in the USA. If the plan you are choosing does not have a good “benefit period,” it would be wise to look at another plan. You can see a wide variety of short-term plans that we have available at http://www.gninsurance.com/short_term.asp.