INTERNATIONAL STUDENT PLANS FOR WIU STUDENTS

STUDENT INSURANCE REQUIREMENTS

Due to the high cost of medical care in the USA, major medical insurance coverage is mandatory for all students attending the University from other countries. Coverage must be obtained immediately upon arrival at the University. A minimum, six-month policy must be obtained from the WIU - preferred provider (Good Neighbor Insurance, Inc). The International Program Liaison (IPL) will assist students in obtaining this insurance upon arrival. Coverage must be maintained throughout the course of study at WIU. Coverage must include:
Insurance for WIU Students
  • Exceeds J1-visa requirements
  • Outpatient Care Coverage
  • Hospitalization, Doctor Visits, Outpatient Surgery
  • Medical evacuation and / or repatriation benefit
  • Student Insurance Benefit Chart

This requirement must be maintained, and is monitored by the University throughout the students’ attendance at WIU.

INTERNATIONAL SHORT-TERM HEALTH INSURANCE PLANS

International short-term health insurance can become effective in less than 24 hours. It is used primarily for those traveling and studying in the United States; covers medical care, medical evacuation, return of mortal remains, Accidental Death and Dismemberment as well as other benefits.

HTH GLOBAL STUDENT HEALTH

  • Exceeds J1-visa requirements
  • Provides $250,000 of coverage per incident
  • Exceeds J1-visa requirements
  • Designed for International Students studying in the U.S.

  • Please do not select US Students Abroad plan since is does not meet WIU requirements. You may choose Global Student USA and Global Student USA Preferred.

IMG STUDENT HEALTH ADVANTAGE SM

  • Provides worldwide medical insurance for international students.
  • Pre-existing medical coverage after 12 continuous months on plan.
  • Best for maternity coverage.

  • Please choose only $250,000 or $500,000 per illness option per WIU requirements.

SC LIAISON STUDENTS

  • Exceeds J1-visa requirements
  • Designed for International Students studying in the U.S.
  • Outpatient Rx Co-pays

HCC STUDENT SECURE HEALTH PLANS (StudentSecureSM)

  • Exceeds J1-visa requirements
  • Designed for International Students studying in the U.S.
  • Has maternity coverage

INTERNATIONAL LONG TERM / CAREER PLAN

HTH GLOBAL CITIZEN

  • Coverage for inside and outside the US
  • Co-pays, Rx co-pays, cash less claims in the US and outside the US
  • Network in the US is AETNA
  • Underwritten by UNICARE Life & Health rated A- (Excellent) by A.M. Best
  • Only 6 month wait on PRE-X conditions then covered up just like new medical issues
  • Health Savings Plan (HSA) plan as an option
  • Maternity Benefits: After 12 months of coverage

International Health Insurance Support Quote
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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)