INTERNATIONAL TERM LIFE INSURANCE AND OPTIONS

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

WHAT IS TERM INSURANCE?

Generally it has been difficult to write good term insurance for Americans living outside the USA and others living outside their home countries. Now we have several companies that are willing to provide this insurance. We can write term insurance for almost any country in the world.

What is term insurance? It is protection for your spouse and children if you pass away. It is different from "life" insurance because there is no reimbursement to you if you live past the term of the policy.

Here is how it works: If you take out $100,000 of 20-year-level term insurance, and then died before the 20 years were up, your beneficiary would receive $100,000. If you lived past the 20-year life of the term policy, you would receive nothing. Most people purchase term insurance because it is much less expensive than life insurance and because they don't want to leave their family destitute if they die.

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

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