INTERNATIONAL TRAVEL INSURANCE FOR THE GLOBAL TRAVELER

Medical and Medical Evacuation Coverage from Your Home to Anywhere in the World

Rates as low as $0.58 cents a day!!!!

  • Apply Online for Travel Insurance!
  • Prompt Confirmation of Coverage!
  • Medical ID Card Emailed at Once!

Three Easy Steps:

  1. Choose a rate you like
  2. Check plan benefits below
  3. Click on the plan you want
International Travel Insurance for Global Traveling
  HTH Excursion
$250 deductible
$50,000 med max
HTH Voyager
$250 deductible
$50,000 med max
HTH Multi-Trip
$50 deductible
$50,000 med max
HTH Trip Protector
$0 deductible
$500,000 med max
AGE Daily Rate Daily Rate Annual Rate AGE Monthly Rate
0-18 0.63 0.58 89.00 0-30 $56
19-29 0.94 0.94 89.00
30-39 1.12 1.11 89.00 31-55 $111
40-49 1.88 1.88 89.00
50-59 3.18 3.16 109.00 56-70 $179
60-64 3.62 3.98 109.00
65-69 4.32 4.55 109.00 71-75 $253
70-74 6.30 7.22 109.00
75-79 12.60 N/A 109.00 76-80 $388
80-84 12.60 N/A 109.00 81-84 $480
84+ N/A N/A N/A 84+ N/A

Travel insurance rates for US residents. Rates for other deductibles and medical maximum amounts available as you click on the plan you want. When you advance to the Voyager and the Excursion pages you will see an option for other quotes: “Other Plan Choices Available – View All.”

BENEFIT GRID(1)

  Excursion Voyager Multi-Trip Trip Protector
Medical Coverage Yes Yes Yes Yes
Medical Evacuation Yes Yes Yes Yes
Coverage Must Originate in the USA Yes Yes Yes Yes
Covers All Pre-Existing Conditions Yes   Yes Yes(4)
Limited Pre-Ex Condition Coverage   Yes Yes  
Coverage for Travel in USA     Yes(6) Yes
Terrorism Coverage Yes Yes Yes Yes
Ambulance Service Yes Yes Yes Yes
Accidental Death & Dismemberment Yes Yes Yes Yes(5)
Repatriation of Remains Yes Yes   Yes
Trip Cancellation Option (2)       Yes
Trip Interruption       Yes
Baggage and Personal Effects Yes Yes   Yes
Unlimited Number of Trips per Year     Yes  
Must Have ‘Primary Health Plan’ (3) Yes   Yes Yes
Trip Duration (no longer than) 6 months 6 months 70 days 180 days
Age Limit 84 74 84 84

(1) In order to get fuller explanation of benefits please read the benefit sections that will be displayed when you apply for coverage.
(2) If you do not wish ‘Trip Cancellation’ when purchasing type in $0 in quote box.
(3) Primary Health Plan: A Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan.
(4) Pre-existing conditions are covered if the policy is purchased within 24 hours of the last payment for the trip. The insured must be able to travel at the time of purchase, e.g. can’t be in the hospital or incapacitated at home.  The coverage for pre-ex begins outside of the zip code of your residence.  The booking for the Covered Trip must be the first and only booking for this travel period and destination.
(5) Air flight accident coverage only.
(6) Coverage begins 200 miles from primary residence.

EXCURSION (For International Travel Only)



VOYAGER (For International Travel Only)



TRIP PROTECTOR (For International and Domestic Travel)

  • Trip must originate and end at same location in the USA
  • Medical benefits are covered when 100 miles from place of residence
  • Departure must be within 540 of purchase date of coverage
  • Coverage for one way trips in the USA, Round Trip from the USA
  • Will not cover one way trips to the USA
  • Must be a resident of the USA and must purchase while in the USA
  • Coverage must originate in the USA
  • All the insured on the plan must be from the same family with a maximum of 10 people on one plan
  • Plan is not available to residents of the following states: Maryland, Massachusetts, Minnesota, New Hampshire, Oregon, South Dakota

TRAVELGAP MULTI-TRIP (For International and Domestic Travel)

  • Covers all trips (up to 70 days duration per trip) in 12 month period.
  • Maximum domestic benefit per policy period, $2500

OTHER INTERNATIONAL TRAVEL INSURANCE PLANS