TWO-THREE EMPLOYEE GLOBAL GROUP INSURANCE

HOW SMALL CAN A “GROUP” BE?

Often HR people want to know what is the minimum sized group that can get insurance. Companies will provide group quotes for groups as small as two units. The key is that 80% of the group apply for group coverage. Thus in a group of four units, all must apply for coverage. In a group of five, one unit can opt out. Remember too, that if an individual in a small group has a serious medical condition the international company may choose to decline coverage or the group may be rated up so high that the coverage would be too expensive. But if you have a group as small as two units and all are fairly healthy GNI can provide a group health insurance quote. Just get a quote by filling in the forms as requested.