LIBRARY OF INTERNATIONAL MEDICAL AND HEALTH INSURANCE INFORMATION AND RESOURCES
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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

INTERNATIONAL HEALTH INSURANCE

   

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UNDERSTANDING INSURANCE

DEDUCTIBLE IS NOT A DIRTY WORD
INSURANCE WAIVERS/RIDERS, RATE-UPS, & CAPPED COVERAGE

WHAT'S A “RIDER”?  WHAT'S A “WAIVER”?
PRE-EXISTING CONDITIONS
WHAT'S A “PRE-EXISTING CONDITION”?
EXCLUSIONS
WEIGHT, WEIGHT CHARTS AND HEALTH INSURANCE
AGE AND INSURANCE PREMIUM
UNDERWRITING - WHAT IS IT?

TRIP OR HEALTH INSURANCE -- WHAT'S THE DIFFERENCE?
AMERICAN PPOs & HMOs - WHAT'S THE DIFFERENCE?
HIPAA / PORTABILITY INSURANCE
THE DIFFERENCE BETWEEN AN INSURANCE BROKERAGE & AGENCY

WHAT IS A “CERTIFICATE OF INSURANCE”
THE “PRE-EXISTING CONDITION” PROBLEM?
WHAT IS CO-INSURANCE?

UNDERWRITING AT THE POINT OF APPLICATION
HOW DOES AN INSURANCE COMPANY DETERMINE PREEXISTING CONDITIONS?
WHAT TO DO WHEN THE WEIGHT CHART SAYS YOU AREN’T TALL ENOUGH?

THE DIFFERENCE BETWEEN AN INSURANCE BROKERAGE & AN
INSURANCE AGENCY

Generally an insurance agency represents one company. Their task is to sell the product of that one company. These are generally “captive” agents, and are not allowed by the company to offer products other than the company’s products.

An insurance brokerage is contracted with numerous companies. Their main purpose is to represent their client to the company. Thus their main loyalty is to their client. If one company is not giving their client good rates or service, then they can direct the client to another company.

Good Neighbor Insurance, Inc. is an insurance brokerage. As a brokerage we presently represent 12 international health insurance companies. This gives us the advantage of being able to direct our clients to insurance plans that best meet their needs. We handle all kinds of insurance products including group and individual health, short-term team, short-term worker, trip cancellation, term life, furlough, kidnap and ransom, liability insurance, etc. And in all cases we are in contact with multiple companies that sell these kinds of insurance plans
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Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com

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