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INTERNATIONAL HEALTH INSURANCE |
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DEDUCTIBLE IS NOT A DIRTY WORD
INSURANCE WAIVERS/RIDERS, RATE-UPS, & CAPPED COVERAGE
WHAT'S A “RIDER”? WHAT'S A “WAIVER”?
PRE-EXISTING CONDITIONS
WHAT'S
A “PRE-EXISTING CONDITION”?
EXCLUSIONS
WEIGHT, WEIGHT CHARTS AND HEALTH INSURANCE
AGE AND INSURANCE PREMIUM
UNDERWRITING
- WHAT IS IT?
TRIP OR HEALTH INSURANCE -- WHAT'S THE
DIFFERENCE?
AMERICAN PPOs & HMOs - WHAT'S THE
DIFFERENCE?
HIPAA / PORTABILITY INSURANCE
THE DIFFERENCE BETWEEN AN INSURANCE BROKERAGE & AGENCY
WHAT IS A “CERTIFICATE OF INSURANCE”
THE “PRE-EXISTING CONDITION” PROBLEM?
WHAT IS CO-INSURANCE?
UNDERWRITING
AT THE POINT OF APPLICATION
HOW DOES AN INSURANCE COMPANY DETERMINE
PREEXISTING CONDITIONS?
WHAT TO DO WHEN THE WEIGHT CHART SAYS YOU AREN’T TALL
ENOUGH?
THE DIFFERENCE BETWEEN AN INSURANCE BROKERAGE &
AN
INSURANCE AGENCY
Generally an insurance agency represents one company. Their task is to sell
the product of that one company. These are generally “captive” agents, and
are not allowed by the company to offer products other than the company’s
products.
An insurance brokerage is contracted with numerous companies. Their main
purpose is to represent their client to the company. Thus their main loyalty
is to their client. If one company is not giving their client good rates or
service, then they can direct the client to another company.
Good Neighbor Insurance, Inc. is an insurance brokerage. As a brokerage we
presently represent 12 international health insurance companies. This gives
us the advantage of being able to direct our clients to insurance plans that
best meet their needs. We handle all kinds of insurance products including
group and individual health, short-term team, short-term worker, trip
cancellation, term life, furlough, kidnap and ransom, liability insurance,
etc. And in all cases we are in contact with multiple companies that sell
these kinds of insurance plans.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |
