UNDERSTANDING INSURANCE - BROKERS AND AGENTS

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

WHY USE A BROKER OR AN AGENT? HOW MUCH DOES IT COST?

The good news is that it does not cost you any extra to use an agent or broker! There is no surcharge, and you would pay exactly the same price if you went directly to the company. You never pay an extra penny for using an agent.

So how can an agent help? Usually an agent is the representative of one company. A good agent focuses on helping his clients understand the insurance products of the company he represents. He also builds a personal relationship with the client, something the company cannot do because of the volume of their business. If he is a good agent, his focus will be on service, and he makes an effort to be available for his clients.

A broker represents the client and not a specific company. A broker, because he has contact with many companies, can offer a wide variety of products to help his client find the best plan for his/her specific needs. Good Neighbor Insurance is a broker, and we are contracted with ten different international health insurance companies. Therefore, we have a large array of insurance plans to offer you. You can see a wide variety of our plans by going to our corporate web site: www.gninsurance.com.

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Health Insurance in the USA

"Jeff, I just wanted to say a quick "Thank You" for the newsletter, or "Quarterly E-Bulletin." I don’t know if this is all your work or a team, or you buy content, or just who puts it together; but I’ve gotta say it’s one of the few pieces of its kind that I actually *read* top-to-bottom. [The "Quarterly Bulletin" is written by Jeff, assisted by the GNI staff.]"

(DS, Pennsylvania)

"Nelma, Thank you so much for your immediate help in getting my credit from the insurance company. It’s this kind of service from you and your partners that keeps me coming back to GNI for ALL my international insurance needs. "

(KD, California)

"Trish, Thanks so much for your follow-up on this. We actually got a check in the mail already, covering all the charges minus the $250 deductible. I was surprised and pleased that we got it so quickly! Thank you again for taking care of us. You have been extremely helpful, Trish."

(AR, Indiana)

"Doug, I wish to thank Pei for the first class service I received. I value great customer service having worked for a Japanese airline for 17 years. I believe the service reflects the management."

(TM, New York)

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