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INTERNATIONAL HEALTH INSURANCE |
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Back to MAIN INDEX "Tips for Understanding International Insurance" | |
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DEDUCTIBLE IS NOT A DIRTY WORD
INSURANCE WAIVERS/RIDERS, RATE-UPS, & CAPPED COVERAGE
WHAT'S A “RIDER”? WHAT'S A “WAIVER”?
PRE-EXISTING CONDITIONS
WHAT'S
A “PRE-EXISTING CONDITION”?
EXCLUSIONS
WEIGHT, WEIGHT CHARTS AND HEALTH INSURANCE
AGE AND INSURANCE PREMIUM
UNDERWRITING
- WHAT IS IT?
TRIP OR HEALTH INSURANCE -- WHAT'S THE
DIFFERENCE?
AMERICAN PPOs & HMOs - WHAT'S THE
DIFFERENCE?
HIPAA / PORTABILITY INSURANCE
THE DIFFERENCE BETWEEN AN INSURANCE BROKERAGE & AGENCY
WHAT IS A “CERTIFICATE OF INSURANCE”
THE “PRE-EXISTING CONDITION” PROBLEM?
WHAT IS CO-INSURANCE?
UNDERWRITING
AT THE POINT OF APPLICATION
HOW DOES AN INSURANCE COMPANY DETERMINE
PREEXISTING CONDITIONS?
WHAT TO DO WHEN THE WEIGHT CHART SAYS YOU AREN’T TALL
ENOUGH?
WHY USE A BROKER OR AN AGENT? HOW MUCH DOES IT COST?
WHY USE A BROKER OR AN AGENT? HOW MUCH DOES IT COST?
The good news is that it does not cost you any extra to use an agent or
broker! There is no surcharge, and you would pay exactly the same price if
you went directly to the company. You never pay an extra penny for using an
agent.
So how can an agent help? Usually an agent is the representative of one
company. A good agent focuses on helping his clients understand the
insurance products of the company he represents. He also builds a personal
relationship with the client, something the company cannot do because of the
volume of their business. If he is a good agent, his focus will be on
service, and he makes an effort to be available for his clients.
A broker represents the client and not a specific company. A broker, because
he has contact with many companies, can offer a wide variety of products to
help his client find the best plan for his/her specific needs. Good Neighbor
Insurance is a broker, and we are contracted with ten different
international health insurance companies. Therefore, we have a large array
of insurance plans to offer you. You can see a wide variety of our plans by
going to our corporate web site:
www.gninsurance.com.
| Need Help? Call 480/813-9100; Fax 480/813-9930; Email: info@gninsurance.com |