MEDICAL COVERAGE WHILE IN THE USA - OVERSEAS AND USA COVERAGE

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This page contains dozens of short articles that will help you quickly understand international insurance. For example, terminology, purchasing details and managing your insurance coverage are topics that are all covered within these articles. Choose an Article From the Topics Below

COVERAGE ON BOTH SIDES OF THE OCEAN

One of the most frequent questions asked is, "Will this plan cover me in the USA too?" We do have plans that cover you on both sides of the ocean, but there are limitations. Several of the career insurance plans will cover you for six months in the USA, as long as you are outside the USA six months in any given year. These plans will also cover you for one month before you leave the USA for your initial overseas assignment.

There are some folks who prefer a 12-month furlough. We have one plan that will cover you in the USA for a 12-month stretch, as long as you have been outside the USA for 12 months. Short-term plans will cover you in the USA too. Some have furlough riders; others give you two weeks of coverage in the USA. One plan grants five days of coverage in the USA for every month overseas, with a maximum of two months of coverage in the USA in a policy year.