MEDICAL INSURANCE HEALTH COVERAGE IN THE USA
MEDICAL INSURANCE - USA HEALTH INSURANCE
OPTION 1 (Short Term Health Plan)
You may have left your job and thus your health insurance in preparation to go overseas. In this case, you will need short-term health insurance in the USA prior to leaving. Insurance companies provide short-term medical insurance plans for all states. You can purchase health insurance coverage for from one month to one year, and can pay in a lump sum or monthly. Various deductibles and co-insurance options are available on all of the plans although co-pays are not available. Also pre-existing conditions are not covered. The application process is quite simple and if you can answer “no” to five or six health questions, you can have the coverage in place within 24 hours.
You can easily get a quote or purchase a short-term plan that covers you until you leave the USA.
OPTION 2 (Two Year Immigrant)
You have been overseas for several years and are now settling back into the USA but don’t even have a job lined up. What will you do for health insurance? Good Neighbor Insurance has a two-year health insurance option available. Please contact us concerning this coverage. Even though this plan is called an “immigrant” plan it can be used by Americans who have lived overseas for several years.
OPTION 3 (Long-term Insurance in Selected States)
If you live in one of the states listed below you can apply for an excellent US insurance plan that will cover you in the USA and also worldwide. There is no waiting period for maternity on this plan and you also have co-pays and wellness check-ups. The plan also provides an option for HSAs. You have monthly pay options. Here is a list of the states:
Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, West Virginia, Wisconsin, Wyoming
NOTE: If you want long-term coverage in the USA and your state is not listed above please call us toll free at 866-636-9100 or email us. We work with companies that provide health insurance policies in almost all states so can easily get you a quote.
OPTION 4 (Guarantee Issue Discount Plan)
This is an association supplemental plan with medical benefits. It is a “guarantee issue” plan which means no one will be declined for coverage. No pre-existing conditions are covered for the first 12 months. Benefits include $2,000 for intensive care, $20,000 annually for surgery, $50 doctor visits, $15 Rx and much more.
OPTION 5 (Arizona Health Insurance)
If you live in Arizona, Good Neighbor Insurance can provide you with health insurance coverage through many major companies such as Blue Cross Blue Shield of Arizona, Cigna and Health Net. The options include HMOs and PPOs. For coverage options contact us
Insurance Policy Information: International Travel Insurance with International Health Insurance
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