The best travel insurance for international adoption and for covering adopted children
Not sure which international health insurance plan is best for international adoption? Scroll down to see a quick summary of each plan.
Best | First Recommendation
per day RATES up to six months – CAN ADD ADOPTED CHILD TO YOUR POLICY
- Must have a U.S. domestic health plan or Medicare to use this travel medical insurance plan.
- Medical evacuation, medical health, and many more benefits than other plans
- Unique feature allows you to pay to add your adopted child to your policy/remainder of stay outside the USA
- Prompt confirmations and medical I.D. cards in your name/name of insured child
- Coverage must originate in the USA – International coverage starts once outside the United States
- U.S. and non U.S. citizens/adoptive parents may apply
- Also a good choice for first trip to visit your child or repeat visits
- Use any medical facility overseas or direct payment to doctors in more than 180 countries
Budget-Conscious | Second Reccomendation
THE BEST PRICE FOR MEDICAL & HEALTH INSURANCE WORLDWIDE – FOR BOTH aDOPTIVE PARENTS AND NEW ADOPTED U.S. CITIZENS/MINORS
- Excellent affordable travel insurance for international adoption and newly adopted children overseas with per day rates up to 24 months or longer
- Adoptive children can have their own insurance plan purchased for them under their own name
- No underwriting -immediate confirmation
- Issued within 24 hours – Medical I.D. cards via email/mail
- Includes medical insurance, medical evacuation, return of mortal remains, political evacuation, emergency reunion, terrorism coverage, and many other benefits
- If parents are overseas ten months, may purchase two months of additional coverage for in USA
- Able to extend initial policy if necessary
The U.S. State Department advises ALL U.S. Citizens to check their domestic health insurance and purchase good supplemental international travel health insurance before traveling overseas.
Some countries require adoptive parents to remain “in-country” (a period of residence) between the time they appear before a judge to initiate the adoptive process and while waiting upon USCIS to complete their process and issue paperwork before returning home with their newly adopted children. In these cases, you may find it necessary to spend an extended period in the foreign country awaiting the completion of the foreign adoption. Both of the above emergency medical plans are also great plans for extended periods of time overseas, from a few days up to half a year abroad, and can be extended if necessary.
For either plan above, it is important that the adoptive child be traveling under their new name, with new travel documents, as a U.S. citizen.
Again, we would like to emphasize that these international adoption plans are inexpensive travel insurance plans (for new medical conditions, unforeseen accidents and emergencies) and are not designed to pay for medical conditions your child may already have or be getting treatment for. This is especially important for new parents of adoptive children to understand since children adopted internationally often have preexisting conditions needing care. We understand. These plans do feature excellent medical coverage for evacuation, political evacuation and all other travel and medical benefits for the remainder of your time overseas until arriving safely home. For children on prescription medicine prior to adoption, we recommend purchasing a supply of medicine prior to leaving their country of origin, that will continue until your child is covered under your domestic health insurance plan. The local embassy should also be able to help advise you on medication allowed into the USA, when you see them regarding your international adoption papers and to apply for/pick up your child’s immigrant visa at the U.S. Embassy.