AIRPORT HOTEL OVERSEAS TRAVEL PLANS
Three Easy Steps:
- Choose a rate you like
- Check plan benefits below
- Click on the plan you want
- Apply Online for Travel Insurance
- Prompt Confirmation of Coverage
- Medical ID Card Emailed at Once
- May use these plans without trip cancellation option (Enter 0 for quote excluding trip cancellation benefit)
RATE COMPARISION CHART
| HTH Excursion
$500 deductible $50,000 med max |
HTH Voyager
$500 deductible $50,000 med max |
HTH Multi Trip |
HTH Trip Protector
$0 deductible $500,000 med max |
|
| AGE | Daily Rate/Monthly Rate | Daily Rate/Monthly Rate | N/A | Monthly Rate |
| 30-49 | $1.88 / $56.40 | $1.88 / $56.40 | $89 up to $199
(Annual policy only) |
$111 |
| 50-59 | $3.18/ $95.40 | $3.16 / $94.80 | $179 | |
| 60-64 | $3.98/$122 | $3.62 / $109 | $179 | |
| 65-69 | $4.32/130 | $4.55 / $137 | $179 | |
| 70-74 | $6.50/195.30 | $7.22 / $217 | $253 |
BENEFIT COMPARISION CHART (1)
| Excursion | Voyager | Multi Trip | Trip Protector | |
| Medical Coverage | Yes | Yes | Yes | Yes |
| Medical Evacuation | Yes | Yes | Yes | Yes |
| Coverage Must Originate in the USA | Yes | Yes | Yes | Yes |
| Covers All Pre-Existing Conditions | Yes(5) | Yes | Yes(5) | |
| Limited Pre-Ex Condition Coverage | Yes | |||
| Coverage for Travel in USA(2) | Yes | Yes | ||
| Terrorism Coverage | Yes | Yes | Yes | |
| Ambulance Service | Yes | Yes | Yes | Yes |
| Accidental Death & Dismemberment | Yes | Yes | Yes | Yes(6) |
| Repatriation of Remains | Yes | Yes | Yes | Yes |
| Trip Cancellation Option(3) | Yes | |||
| Trip Interruption | Yes | |||
| Baggage and Personal Effects | Yes | Yes | Yes | Yes |
| Unlimited Number of Trips per Year | Yes | |||
| Must Have ‘Primary Health Plan’(4) | Yes | Yes | Yes | |
| Trip Duration (no longer than) | 6 months | 6 months | 70 days | 180 days |
| Age Limit | 84 | 74 | 84 | 84 |
(1) In order to get fuller explanation of benefits please read the benefit sections that will be displayed when you apply for coverage.
(2) Coverage begins 200 miles from primary residence.
(3) If you do not wish ‘Trip Cancellation’ when purchasing type in $0 in quote box.
(4) Primary Health Plan: A Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must have coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan.
(5) Pre-existing conditions are covered if the policy is purchased within 24 hours of the last payment for the trip. The insured must be able to travel at the time of purchase, e.g. can’t be in the hospital or incapacitated at home. The coverage for pre-ex begins outside of the zip code of your residence. The booking for the Covered Trip must be the first and only booking for this travel period and destination.
(6) Air flight accident coverage only.
SHORT-TERM TRAVEL EXCURSION PLAN
- 100% pre-existing medical conditions covered if you have a US health plan while overseas (for those 65 and over must have Medicare Part A, Part B, and Part C)
- You may purchase this plan without a US health plan but no pre-existing medical coverage will be covered
- Coverage starts for US and non US citizens starting their travels 200 miles from their US resident
SHORT TERM VOYAGER PLAN
- Coverage starts in the US from 200 miles from your current resident
- US and non US citizens may apply
- No pre-existing medical conditions are covered
HTH MULTI TRIP TRAVEL HEALTH PLAN (SILVER AND GOLD OPTION)
- Medical coverage
- Evacuation coverage
- Repatriation of remains
- Bedside visit
- Use any western style medical facility worldwide or use contracted doctors in more than 180 countries
- Online doctor search with more than 4,200 contracted physicians
- Access to worldwide security information in more than 166 countries and 245 cities
- Use your mobile device to search for a doctor or translate medical terms, phrases, and medications using HTH mobile health
- Schedule an appointment from the comfort of your home away from home without calling the medical facility
- And many other benefits
SHORT TERM TRAVEL TRIP PROTECTOR PREFERRED
- 100% pre-existing medical coverage covered
- Requires that you have a primary health plan in the US while overseas
- $1,000,000 medical coverage
- $1,000,000 medical evacuation coverage
- Air flight accident of $200,000
- Repatriation of remains
- Accidental Death and Dismemberment
- Bedside visit
- Rental Car Damage
- Identity theft protection and many other benefits
SHORT TERM TRAVEL TRIP PROTECTOR
- 100% pre-existing medical coverage covered
- Requires that you have a primary health plan in the US while overseas
- $500,000 medical coverage
- $1,000,000 medical evacuation coverage
- Air flight accident of $100,000
- Repatriation of remains
- Accidental Death and Dismemberment
- Bedside visit and many other benefits