Many insurance applications ask: Have you ever been declined when applying for health insurance? It is good to avoid being declined so that you will never have to say “Yes” to that question. The best way to avoid a declination is to “Pre-qualify.” Good Neighbor Insurance provides an electronic “Pre-qualifying Medical Questionnaire” that you can fill out and return to us. We then run this by the various insurance companies to see how they will handle your application. If one company says that you might or would probably be declined if you applied, you can avoid applying for insurance with that company and thus avoid being declined for health insurance.
It is always best to fill out the “Pre-qualifying Medical Questionnaire” for it aids us in giving you appropriate advice about what plans will give you the best coverage. If you are interested in seeing if you qualify for career health insurance plans, let us know. Of course, you never have to pre-qualify for short-term plans. They are “guarantee issue” plans that ask no medical questions. You are automatically covered once you submit your application to the insurance company.
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The information and advice on this website was deemed accurate when it was originally published. GNI cannot accept any responsibility or liability for any actions taken on the basis of the information provided, unless that information is subsequently confirmed in writing. For the latest up-to-date information please call us or check brochures and other published materials for latest revision/date.